At the core of our financial planning and investment management capabilities lies the combined experience and individual strengths of our team:
Founder / Partner
Dale founded SNWA in 1998. He brings over 30 years of financial services industry experience to the firm. Prior to founding SNWA, Dale served as an Executive Vice President at Zurich Kemper Investments, where he had worked for 20 years.
- Bachelor of Science, Accounting, from the University of Illinois in 1971
- Certified Public Accountant (CPA) certificate, and Registered Representative (Series 7) designation
Dale has 2 children, Tracy and David, and resides with his wife Cinda in Glen Ellyn. He is a commissioner on the village of Glen Ellyn zoning board of appeals, a tutor at outreach community center, and an active member of the First Presbyterian church of Glen Ellyn.
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Steve Norvid, CFA
Steve has over 20 years experience in the financial services industry. Before joining SNWA in 2008, Steve served as a Vice President at Van Kampen Investments (1992-2000) and Calamos Investments (2000-2008) where his focus was business/product development and relationship management.
- Bachelor of Business Administration degree, Finance major and math minor, from Iowa State university in 1988
- Chartered Financial Analyst (CFA); see below*
- member of the CFA Institute
- maintains the Uniform Investment Adviser (Series 65) designation
Steve lives with his wife Jenny and their four children, Zac, Julia, Luke and Tess, in their Glen Ellyn home. He enjoys watching his children's sports and performances, and is an active member of the First Presbyterian church of Glen Ellyn.
* Chartered Financial Analyst (CFA)
The Chartered Financial Analyst (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA institute — the largest global association of investment professionals.
There are currently more than 90,000 CFA charterholders working in 135 countries. To earn the CFA charter, candidates must: 1) pass three sequential, six-hour examinations; 2) have at least four years of qualified professional investment experience; 3) join CFA institute as members; and 4) commit to abide by, and annually reaffirm, their adherence to the CFA institute code of ethics and standards of professional conduct.
High Ethical Standards
The CFA institute code of ethics and standards of professional conduct, enforced through an active professional conduct program, require CFA charterholders to:
• place their clients’ interests ahead of their own
• maintain independence and objectivity
• act with integrity
• maintain and improve their professional competence
• disclose conflicts of interest and legal matters
Passing the three CFA exams is a difficult feat that requires extensive study (successful candidates report spending an average of 300 hours of study per level). Earning the CFA charter demonstrates mastery of many of the advanced skills needed for investment analysis and decision making in today’s quickly evolving global financial industry. As a result, employers and clients are increasingly seeking CFA charterholders — often making the charter a prerequisite for employment.
Additionally, regulatory bodies in 19 countries recognize the CFA charter as a proxy for meeting certain licensing requirements, and more than 125 colleges and universities around the world have incorporated a majority of the CFA program curriculum into their own finance courses.
Comprehensive and Current Knowledge
The CFA program curriculum provides a comprehensive framework of knowledge for investment decision making and is firmly grounded in the knowledge and skills used every day in the investment profession. The three levels of the CFA program test a proficiency with a wide range of fundamental and advanced investment topics, including ethical and professional standards, fixed-income and equity analysis, alternative and derivative investments, economics, financial reporting standards, portfolio management, and wealth planning.
The CFA program curriculum is updated every year by experts from around the world to ensure that candidates learn the most relevant and practical new tools, ideas, and investment and wealth management skills to reflect the dynamic and complex nature of the profession.
To learn more about the CFA charter, visit www.cfainstitute.org.